Services —

Delegate the day‑to‑day investment decisions to your personal advisor at Chartvalor. Within a risk strategy agreed with you, your portfolio is constructed and actively managed on your behalf — allowing rapid and direct implementation without requiring your ongoing attention.

As an independent asset manager we are not tied to a single bank and its products. Our investment process is built on careful diversification and a best‑in‑class selection of the most appropriate solutions from a broad universe.

• Full discretion within agreed investment guidelines and risk framework.
• Independent selection across banks, products and asset classes.
• Investment strategy regularly reviewed with you in person and adjusted if necessary.
• Custody remains with your Swiss tier‑one bank — we never hold client assets.

You prefer to make your own investment decisions — but you also want to ensure your portfolio is regularly reviewed against your personal risk profile. The Advisory Mandate bridges the gap between full self‑management and a delegated mandate, preserving your autonomy while adding a professional second pair of eyes.

A dedicated client advisor monitors your positions, provides carefully considered investment proposals, and keeps you informed on market developments and potential improvements to portfolio structure.

• Periodic review of the portfolio against your risk profile.
• Carefully considered investment proposals — you keep the final decision.
• Ongoing market commentary and alerts on structural risks.
• Suggestions to reduce unnecessary complexity over time.

Private wealth is rarely held in one place. For clients with assets distributed across several banks and portfolios, we deliver a consolidated overview that enables holistic decisions and makes it possible to identify risks at an early stage — before they become a problem.

• Unified view across all custodians and asset classes.
• Consistent methodology for performance, risk and exposure.
• Concentration analysis and structural risk monitoring.
• A single quarterly report in plain language.

A non‑binding, independent review of an existing portfolio — discussed unhurriedly with a Chartvalor specialist in a personal conversation about your financial objectives and investments.

We focus on the points that matter: whether the portfolio matches your specific requirements, whether its risk is aligned with your personal tolerance, whether diversification is adequate, whether complexity is proportionate to your needs, and whether the structure follows sound industry practice.

• Independent assessment of the existing portfolio.
• Risk‑profile fit, diversification and structural review.
• Cost and complexity analysis.
• Tailored recommendations — delivered as a letter, not a sales document.

A private life produces questions that go beyond the portfolio. Through a broad network of trusted specialists, we bring the right expertise to the table and remain at your side throughout the process.

• Family office  — coordinating complex private wealth structures.
• Tax & legal consultation  — tax returns and legal questions.
• Alternative investments  — hedge funds and private equity.
• Estate planning & retirement provision  — wills, marriage and inheritance contracts, lasting powers of attorney, executor mandates.
• Financing  — mortgages and lombard loans.
• Real estate  — mandates and property management.
• Philanthropy  — charitable foundation management and philanthropic projects.